Empower women. Eliminate poverty.

What We Do

Friendship Bridge provides microfinance, education, and preventive health services to help clients build resilience and pursue opportunities.  We call this our Microcredit Plus program. 100% of our clients are women, and we target rural areas where poverty levels are highest in Guatemala. As part of our Client Continuum Strategy, we segment our clients into Dreamers, Entrepreneurs, and Leaders, which allows us to offer products and programs tailored to clients’ individual stages of development.

Through our Microcredit Plus program, we offer monthly Non-Formal Education sessions at each Trust Bank meeting (loan repayment meeting) on topics focused on women’s rights, family, health, and business. To further meet our clients’ needs at their individual levels of development, we offer various credit products along with the Health for Life, Artisan Market Access, Women’s Agriculture Credit & Training, Advanced Training and Mentor programs.

  • For me, it is really fun to be in a group: to raise oneself up, to be able to have a business, to be able to work,” Tomasa said. “We have so many needs because of all our children. Four of mine are in primary and one in high school. I didn’t have enough money before, but thankfully with Friendship Bridge I now have extra money for all those extra costs.- Tomasa

  • Friendship Bridge has been a huge help to my family business because this organization has allowed me to have a loan and work together [with my family]. My husband tried to get a loan but was unsuccessful.
    - Rosa

 

Loan Products

Trust Bank loan

This is our entry loan product, offered to groups of women who form a Trust Bank (7 to 25 women) and co-guarantee each others’ loans as a form of social collateral. The average new loan is $318, with a 98.6% repayment rate.

CrediSalud

This loan supports clients’ investments in efficient, clean-burning stoves that replace open fires in their homes. These clients save an average of $37 per month by using less firewood for fuel, and they experience many health benefits from reduced smoke inhalation.

CrediEscolar

This school loan offsets costs associated with school enrollment, such as uniforms and school fees. Eighty-six percent of clients used the loan to continue their children’s education, and 14% used it to enroll a student for the first time.

Paralelo loan

This individual parallel loan is available to clients who have a good credit history and higher credit needs in order to further grow their businesses.

Rapidito loan

This loan gives our clients quick access to loan capital that has a shorter repayment period than our other loan products. Clients often use rapadito loans to pay for unexpected expenses or to take advantage of business opportunities in seasons of high sales.

Plus Services

Non-Formal Education (NFE)

NFE is the backbone of our Microcredit Plus program. Delivered monthly during Trust Bank meetings, NFE sessions cover topics related to health, women’s rights, family, and business. Learn more.

Advanced Training

Clients learn technical or advanced skills at these trainings to help them diversify their income – skills like baking, flower arranging, piñata making, basket weaving, canning, and jarring. In addition to learning something new, clients are able to network with other women in this learning environment.

Mentor

Clients who participate in this pilot have been identified as Leaders on our Client Continuum. The mentor program cultivates their high potential for leadership, growth, and impact on their communities as they participate in one-on-one and group business mentoring.

Artisan Market Access

This program provides artisan clients with technical and business skills to access new markets. Artisans participate in trainings designed to prepare them to enter new local, national, and export markets. Learn more.

Women’s Agriculture Credit and Training

This pilot is being designed to give our agriculture clients access to new markets through technical training and credit products that meet the unique needs in the agriculture sector.

Health for Life

The Health for Life program combines health education with women’s preventive health services. It was successfully launched in our Sololá branch in 2015, expanded to Chimaltenango in 2016, and will expand to a new branch every year. Learn more.

 

 

Microcredit
Education
Health
Artisan Program
Social Impact